Peer-to-peer (P2P) lending enables individuals or businesses to obtain loans or investments directly from other individuals.

A non-accredited investor is any investor who does not meet the income or net worth requirements set out by the securities exchange commission (SEC). That requirement is individuals making less than $200,000 annually (less than $300,000 including a spouse) that also have a total net worth of less than $1 million when their primary residence is excluded.

FinTech is short for Financial Technology. It’s used to describe new technology that seeks to improve and automate the delivery and use of financial services. ​​​Fintech is utilized to help companies, business owners, and consumers better manage their financial operations, processes, and lives.